Hello lovelies! Today I am going to be sharing with you some financial advice.
Whatever your financial situation may be, these tips below are here to help you minimize your spending and save more money!
Look for Deals
Items you want to purchase will ALWAYS go on sale, or their will be a coupon that comes out, or another store will sell it at a cheaper price! Just be patient. Also, before you purchase something, check to see if Amazon has a better deal (or if that store price-matches).
Wait for the Weekend
When all the bills are paid and you have some “fun money” left over- WAIT FOR THE WEEKEND! If you spend it all during the week, you will be pretty bored come Friday and Saturday night. My suggestion is to cook at home as much as you can during the week, stay in and watch movies, have a game night, etc. Save your leftover money for the weekend to use on dinner dates, going to the theatre, bowling with friends, etc.
Have an Accountability Partner
Now that I have a joint bank account with my fiance, I wouldn’t have it any other way! I am able to make more conscious decisions when I spend because I know it’s not just “my money” I’m spending. We also set goals for ourselves (and saving up for a house is one of them!!!). I truly believe this has helped me save A LOT.
Set a Budget
Come up with a budget that works for you. There are tons of budget ideas and printables on Pinterest! Start with the necessities that need to be paid, and then work your way down the list. Ask yourself if you could live without it. Mold and shape your budget according to your needs and lifestyle.
Wait Until the Holidays
All year long I make a list on the notes in my phone of things that I would like to buy and then I wait for Christmas to roll around. As the year goes on I end up crossing things off the list because time has gone by and I no longer want that item anymore. Then when the end of the year has finally arrived, I ask for the few things I would still like as a Christmas gift!
I stated above that having an accountability partner is important. However, a lot of times, your partner may be in the same financial boat as you. Seek guidance from people who are experienced with finances and wise with their money. If you wouldn’t trade places with them, don’t take advice from them. Some of the people I seek financial advice from are my mom, my grandparents, and I even read advice from Dave Ramsey!
What kinds of things do you do to save money? Leave a comment below!
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